46 - FICO score
FICO® Score, the independent standard in credit risk scoring, empowers lender decisions to extend loans.
The report contains the following components:
Http Method | POST |
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Request URL | https://secure.ubki.ua/b2_api_xml/ubki/xml |
Request JSON |
Response JSON{ "ubkidata": { "tech": { "trace": { "step": { "name": "Step name", "stm": "Step start stamp date", "ftm": "Step finish stamp date" } }, "error": { "errtype": "Error code (code from ref.0)", "errtext": "Error text (value from ref.0)" }, "reqinfo": { "reqid": "Outgoing request ID generated by UBKI" }, "billing": { "balance": { "value": "Total assets", "date": "Date", "time": "Time" }, "billdetails": { "freemon": "Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), code (0 - No, 1 - Yes)", "freemonref": "Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), value (0 - No, 1 - Yes)" } } }, "comp": { "scorefico": { "UniqueID": "Unique identifying number/ID", "Score": "The FICO® Score itself (300 to 850 or 0 for not scored due to lack of data)", "ReasonCode1": "Highest Reason code (Code from ref.70)", "ReasonCode2": "2nd Highest Reason (Code from ref.70)", "ReasonCode3": "3rd Highest Reason (Code from ref.70)", "ReasonCode4": "4th Highest Reason (Code from ref.70)" }, "id": "69", "descr": "Components name" } } } |
Request XML |
Response XML<?xml version="1.0" encoding="utf-8"?> <ubkidata> <!-- System information part --> <tech> <trace> <step name="Step name" stm="Step start stamp date" ftm="Step finish stamp date"> <!-- The trace part contains timing metrics of components generation steps --> </step> </trace> <error errtype="Error code (code from ref.0)" errtext="Error text (value from ref.0)"> </error> <reqinfo reqid="Outgoing request ID generated by UBKI"> </reqinfo> <!-- Information about the current status of the prepaid account part--> <billing> <balance value="Total assets" date="Date" time="Time" /> <billdetails freemon="Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), code (0 - No, 1 - Yes)" freemonref="Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), value (0 - No, 1 - Yes)"/> </billing> </tech> <!-- Identification part --> <comp id="69" descr="Names of components"> <scorefico UniqueID="Unique identifying number/ID" Score="The FICO® Score itself (300 to 850 or 0 for not scored due to lack of data)" ReasonCode1="Highest Reason code (Code from ref.70)" ReasonCode2="2nd Highest Reason (Code from ref.70)" ReasonCode3="3rd Highest Reason (Code from ref.70)" ReasonCode4="4th Highest Reason (Code from ref.70)" > </scorefico> </comp> </ubkidata> |
Example |
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Request JSON | {
"doc": {
"ubki": {
"req_envelope": {
"req_xml": {
"request": {
"i": {
"ident": {
"bdate": "1989-10-05",
"mname": "ВАСИЛІВНА",
"fname": "ІРІНА",
"lname": "ГАРНА",
"okpo": "3278508288"
},
"docs": {
"doc": {
"dtype": "1",
"dser": "АМ",
"dnom": "578072"
}
},
"contacts": {
"cont": {
"cval": "+380962134234",
"ctype": "3"
}
},
"reqlng": "1"
},
"version": "1.0",
"reqtype": "46",
"reqreason": "2"
}
}
},
"sessid": "6D7D781B1E884A6AB384481804A35EA8"
}
}
} |
Response JSON | {
"ubkidata": {
"tech": {
"trace": {
"step": {
"name": "build report",
"stm": "2022-11-09 19:08:22.647",
"ftm": "2022-01-09 19:08:22.734"
}
},
"reqinfo": {
"reqid": "req2#000002007797"
}
},
"comp": {
"scorefico": [
{
UniqueID: "2a147ebbb2b9281fcad5e232c9003e5f9116e0f1175caebd426cb8d1b65145e3",
Score: "550",
ReasonCode1: "D8",
ReasonCode2: "D2",
ReasonCode3: "M1",
ReasonCode4: "E0"
}
],
"id": "69",
"descr": "FICO score"
}
}
} |
Request XML | <?xml version="1.0" encoding="UTF-8"?>
<doc>
<ubki sessid="7BD7E136E3BF470EAA2CFE2E8700000D">
<req_envelope>
<req_xml descr>
<request version="1.0" reqtype="46" reqreason="2">
<i reqlng="1">
<ident bdate="1989-10-05" mname="ВАСИЛІВНА" fname="ІРІНА" lname="ГАРНА" okpo="3278508288" />
<docs>
<doc dtype="1" dser="АМ" dnom="578072" />
</docs>
<contacts>
<cont cval="+380962134234" ctype="3" />
</contacts>
</i>
</request>
</req_xml>
</req_envelope>
</ubki>
</doc> |
Response XML |
XSD Schema request | |
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XSD Schema response | https://secure.ubki.ua/b2/js/xsd/response46.xsd |
Test URL | |
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Test data |
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