70 - Довідник "Reason Code"
- Оксана Нечепоренко
Reason Code
A0 | Account payment history is too new to rate on credit report. |
|---|---|
A1 | Accounts last reported are in delinquent status on credit report. |
A2 | Amount of credit available on revolving/charge accounts is low relative to the other applicants |
A3 | Amount owed on accounts is too high relative to the other applicants scored. |
A5 | Amount owed on the collections filed is high relative to the other applicants scored. |
A6 | Amount owed on the delinquent accounts is high relative to the other applicants scored. |
A7 | Amount owed on recently started accounts is too high relative to the other applicants scored. |
A9 | Amount owed on recently started consumer finance company accounts is too high relative to the |
B0 | Amount owed on recently started retail accounts is too high relative to the other applicants scored. |
B1 | Amount owed on recently started revolving/charge accounts is too high relative to the other |
B2 | Amount owed on recently started sales finance company accounts is too high relative to the other |
B3 | Amount owed on retail accounts is high relative to the other applicants scored. |
B4 | Amount owed on revolving/charge account is high relative to the other applicants scored. |
B5 | Amount owed on revolving/charge account is too high relative to the other applicants scored. |
B6 | Amount past due on accounts is high relative to the other applicants scored. |
D0 | Bankruptcy filed. |
D1 | The date of the last enquiry is too recent. |
D2 | There is delinquency on the accounts on credit report. |
D3 | There is delinquency on the recently started accounts on the credit report. |
D4 | There is derogatory adverse record or collection filed on the credit report. |
D5 | The frequency of delinquency is high relative to the other applicants scored. |
D6 | Level of delinquency on the accounts is high relative to the other applicants scored. |
D7 | There is serious delinquency on the accounts on the credit report. |
D8 | There is serious delinquency on the accounts, adverse record or collection filed on the credit |
E0 | Applicant is young relative to the other applicants scored. |
E1 | Demographic information about the applicant is missing. |
E2 | The number of enquiries is high relative to the other applicants scored. |
E3 | The frequency of enquiries is high relative to the other applicants scored. |
E4 | Lack of recent account information on the credit report. |
E5 | Amount owed on derogatory adverse record is high relative to the other applicants scored. |
E6 | Proportion of balance to limit on accounts is high relative to the other applicants scored. |
F0 | The loan payment history is insufficient on the credit report. |
F1 | Lack of recently established credit accounts on the credit report. |
F2 | Lack of recently established revolving/charge accounts on the credit report. |
F3 | Lack of recent auto finance loan information on the credit report. |
F4 | Lack of recent auto loan information on the credit report. |
F6 | Lack of recent consumer finance company account information on the credit report. |
F7 | Lack of recent loan information on the credit report. |
F8 | Lack of recent mortgage loan information on the credit report. |
F9 | Lack of recent non-mortgage loan information on the credit report. |
G0 | Lack of recent retail account information on the credit report. |
G1 | Lack of recent revolving/charge account information on the credit report. |
G2 | No mortgage loan reported on the credit report. |
G4 | No recent non-mortgage balance information on the credit report. |
G5 | No recent retail balance reported on the credit report. |
G6 | No recent revolving/charge balance reported on the credit report. |
J0 | The length of time accounts have been established on the credit report is short relative to the other |
J1 | The length of time auto loans have been established on the credit report is short relative to the |
J3 | The length of time consumer finance company loans have been established on the credit report is |
J4 | The length of time loans have been established on the credit report is short relative to the other |
J5 | The length of time reported on mortgage accounts is short relative to the other applicants scored. |
J6 | The length of time open loans have been established on the credit report is short relative to the |
J7 | The length of time retail accounts have been established on the credit report is short relative to the |
J8 | The length of time revolving/charge accounts have been established is short relative to the other |
J9 | Time since account activity on the credit report is too long relative to the other applicants scored. |
K0 | Time since delinquency on the credit report is too short relative to the other applicants scored. |
K1 | Time since derogatory adverse record or collection on the credit report is too short relative to the |
K2 | Time since most recent account opening on the credit report is too short relative to the other |
K3 | Time since most recent auto account opening on the credit report is too short relative to the other |
K5 | Time since most recent consumer finance company account opening on the credit report is too |
K6 | Time since most recent loan account opening on the credit report is too short relative to the other |
K7 | Time since most recent retail account established on the credit report is short relative to the other |
K8 | Time since most recent revolving/charge account established on the credit report is short relative |
K9 | Time since most recent sales finance company account opening on the credit report is too short |
M0 | Number of accounts currently in delinquent status on the credit report is high relative to the other |
M1 | Number of accounts with delinquency on the credit report is high relative to the other applicants |
M2 | Number of accounts with recent delinquency on the credit report is high relative to the other |
M4 | Number of active retail accounts on the credit report is high relative to the other applicants scored. |
M5 |