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Request JSON

Expand
title body:

{

"doc": {

"ubki": {

"req_envelope": {

"req_xml": {

"request": {

"i": {

"fotoident": {

"foto": "base64(Photo)",

"fotoext": "Extension to the photo of the incoming request (jpeg)",

"phone": "Phone for comparison",

"facelogic": "Type to the algorithm of the poke of an individual"

},

"reqlng": "Search criteria language (Code from ref.23)"

},

"version": "1.0",

"reqtype": "Template code (Code from the ref.49): 'Identification by phone number and photo' - 6",

"reqreason": "Purpose of the request (Code from the ref.24)"

},

"descr": "Request object"

},

"descr": "Request envelope"

},

"sessid": "Session key (we receive it from the API authorization)"

}

}

}

Response JSON

Expand
titlebody:

{

"ubkidata": {

"tech": {

"trace": {

"step": {

"name": "Step name",

"stm": "Step start stamp date",

"ftm": "Step finish stamp date"

}

},

"error": {

"errtype": "Error code (code from ref.0)",

"errtext": "Error text (value from ref.0)"

},

"reqinfo": {

"reqid": "Outgoing request ID generated by UBKI"

},

"billing": {

"balance": {

"value": "Total assets",

"date": "Date",

"time": "Time"

},

"billdetails": {

"freemon": "Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), code (0 - No, 1 - Yes)",

"freemonref": "Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), value (0 - No, 1 - Yes)"

}

}

},

"comp": [

{

"cki": {

"ident": {

"donor": "Source of information (code from ref. 54)",

"vdate": "Date of the information from this part",

"lng": "Part presentation language (code from ref.23)",

"lngref": "Part presentation language (value from ref.23)",

"inn": "TIN of the credit history subject",

"lname": "Last name",

"fname": "First name",

"mname": "Middle name",

"bdate": "Date of birth",

"csex": "Sex (code from ref.1)",

"csexref": "Sex (value from ref.1)",

"family": "Marital status (code from ref.2)",

"familyref": "Marital status (value from ref.2)",

"ceduc": "Education (code from ref.3)",

"ceducref": "Education (value from ref.3)",

"cgrag": "Citizenship (code from ref.4)",

"cgragref": "Citizenship (value from ref.4)",

"spd": "Presence of the business entity’s registration (code from ref.5)",

"spdref": "Presence of the business entity’s registration (value from ref.5)",

"sstate": "Social status (code from ref.6)",

"sstateref": "Social status (value from ref.6)",

"cchild": "Number of children"

},

"work": {

"wdonor": "Source of information (code from ref. 54)",

"vdate": "Date of the information from this part",

"lng": "Part presentation language (code from ref.23)",

"lngref": "Part presentation language (value from ref.23)",

"cdolgn": "Official position (code from ref.8)",

"cdolgnref": "Official position (value from ref.8)",

"wokpo": "EDRPOU of the employer",

"wname": "Name of the employer in the base language",

"wstag": "Length of service, years completed",

"wdohod": "Client’s monthly income"

},

"doc": {

"ddonor": "Source of information (code from ref. 54)",

"vdate": "Date of the information from this part",

"lng": "Part presentation language (code from ref.23)",

"lngref": "Part presentation language (value from ref.23)",

"dtype": "Document type (code from ref.7)",

"dtyperef": "Document type (value from ref.7)",

"dser": "Document series",

"dnom": "Document number",

"dterm": "Expiration date",

"dwho": "Document issuer",

"dwdt": "Document issue date",

"eddr_number": "Unique record number in the Unified State Demographic Register"

},

"addr": {

"addonor": "Source of information (code from ref. 54)",

"vdate": "Date of the information from this part",

"lng": "Part presentation language (code from ref.23)",

"lngref": "Part presentation language (value from ref.23)",

"adtype": "Address type (code from ref.9)",

"adtyperef": "Address type (value from ref.9)",

"adcountry": "Country (two-character code from ISO 3166 reference book)",

"adindex": "Postal code",

"adstate": "Region",

"adarea": "District",

"adcity": "Locality",

"adcitytype": "Locality type (code from ref.22)",

"adcitytyperef": "Locality type (value from ref.22)",

"adstreet": "Street",

"adhome": "House",

"adcorp": "Block",

"adflat": "Flat",

"addrdirt": "Address in one row (will not be used in subsequent API versions, the field is deemed invalid starting from 13.11.2019)"

},

"inn": "TIN of the credit history subject/EDRPOU of the legal entity",

"lname": "Last name/Name of the legal entity",

"fname": "First name",

"mname": "Middle name",

"reqlng": "Search language (while searching)/Identification language (during transfer) (code from ref.23)",

"reqlngref": "Search language (while searching)/Identification language (during transfer) (value from ref.23)",

"bdate": "Date of birth"

},

"identdocmvds": {

"identdocmvd": {

"foundsource": {

"name": "Data source for verification (Code from ref.63)",

"found": "0/1 - digital indication of the presence of an invalid passport (Code from ref.27)",

"foundref": "Text indication of the presence of an invalid passport (Value from ref.27)",

"sourcedate": "The date of updating the information in the database or receiving a response from the API of the original source"

},

"found": "Found? (Code from ref.27)",

"foundref": "Found? (Value from ref.27)",

"foundtitle": "Search result description",

"pser": "Series of the required passport",

"pnom": "Number of required passport or ID-card number",

"dtype": "Document type (Code from ref.7)",

"dtyperef": "Document type (Meaning from ref.7)"

}

},

"id": "1",

"descr": "Names of components"

},

{

"fotoident": {

"match": "Phone and photo verification result (ref.56)",

"matchref": "Phone and photo verification result in text format (ref.56)",

"verifclient": "The sign of the photo match (Code from ref.47)",

"fotovc": " base64(Photo) sample photo ",

"fotoextvc": "Extension to the photo of the sample photo",

"commentvc": "Comment on the results of comparison with the sample photo",

"confidencevc": "A measure of the similarity of individuals in the customers’ photos",

"datefotovc": "Date of a sample photo"

},

"id": "12",

"descr": "Components name"

},

{

"pret": {

"pretension": {

"inn": "INN (for natural persons)/OKPO (for legal entities)",

"crdeal": "Transaction identifier (reference)",

"source": "Disputing type (Code from ref.48)",

"sourceref": "Disputing type (Value from ref.48)",

"claim" : "Subject of dispute (Code from ref. 69)",

                         "claimref": "Subject of dispute (Value from ref. 69)",

"vdate": "Date of the request creation"

},

"commentcki": {

"comment": "Commentary of the subject of credit history",

"vdate": "Date of a comment creation"

},

"plost": {

"pser": "Passport series claimed by the client as lost (theft)",

"pnom": "Passport number declared by the client as lost (theft)",

"crdate": "ДDate of creation of an application for the loss/theft of a client's passport in UBCH",

"ldate": "The date of loss / theft of the client's passport indicated in the application in UBCH"

},

"changedeal": {

"crdeal": "Transaction identifier (reference)",

"changecode": "Code for the reason of correction/deletion of data (Code from ref.62)",

"changeref": "Text of the reason for correcting/deleting data (Value from ref.62)",

"vdate": "Date of data correction/deletion"

},

"freezedate": "FREEZE option connection date",

"nonewdealcomment": "Comment",

"nonewdeal": "Sign of reluctance to draw up new loan products, connection status of the FREEZE option: 0 - not enabled, 1 - enabled",

"nonewdealref": "The value of the sign of unwillingness to draw up new credit products, the connection status of the FREEZE option is 0-no (the option is not connected), 1-yes (the option is connected)",

"inn": "INN (for natural persons)/OKPO (for legal entities)"

},

"fcert": {

"inn": "TIN",

"cert": "Availability of a certificate from the UBCH (code from ref. 56) - 0 - no (no registered certificate), 1 - yes (registered certificate) ",

"certref": "Availability of a certificate from the UBCH (value from ref. 56)",

"certid": "Certificate number",

"certurl": "Link to the certificate"

},

"maybegone": {

"inn": "TIN",

"vdate": "Application creation date",

"dldonor": "Information provider (code from ref. 54)"

},

"id": "18",

"descr": "Components name"

},

{

"contact": {

"cval": "Contact value",

"ctype": "Contact type (code from ref.10)",

"ctyperef": "Contact type in text format (ref.10)",

"cstate": "Contact’s status (code from ref.57)",

"cstateref": "Contact’s status (text value from ref.57)",

"vdatestart": "First actualization date",

"vdate": "Last actualization date"

},

"id": "46",

"descr": "Names of components"

}

]

}

}

...

Response XML

Expand
titlebody:

<?xml version="1.0" encoding="utf-8"?>

<ubkidata>

<!-- System information part -->

<tech>

<trace>

<step name="Step name" stm="Step start stamp date" ftm="Step finish stamp date">

<!-- The trace part contains timing metrics of components generation steps -->

</step>

</trace>

<error errtype="Error code (code from ref.0)" errtext="Error text (value from ref.0)">

</error>

<reqinfo reqid="Outgoing request ID generated by UBKI">

</reqinfo>

<!-- Information about the current status of the prepaid account part-->

<billing>

<balance value="Total assets" date="Date" time="Time" />

<billdetails freemon="Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), code (0 - No, 1 - Yes)"

freemonref="Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), value (0 - No, 1 - Yes)"/>

</billing>

</tech>

<!-- Identification part -->

<comp id="1" descr="Names of components">

<cki inn="TIN of the credit history subject/EDRPOU of the legal entity"

lname="Last name/Name of the legal entity"

fname="First name"

mname="Middle name"

reqlng="Search language (while searching)/Identification language (during transfer) (code from ref.23)"

reqlngref="Search language (while searching)/Identification language (during transfer) (value from ref.23)"

bdate="Date of birth">

<ident donor="Source of information (code from ref. 54)"

vdate="Date of the information from this part"

lng="Part presentation language (code from ref.23)"

lngref="Part presentation language (value from ref.23)"

inn="TIN of the credit history subject"

lname="Last name"

fname="First name"

mname="Middle name"

bdate="Date of birth"

csex="Sex (code from ref.1)"

csexref="Sex (value from ref.1)"

family="Marital status (code from ref.2)"

familyref="Marital status (value from ref.2)"

ceduc="Education (code from ref.3)"

ceducref="Education (value from ref.3)"

cgrag="Citizenship (code from ref.4)"

cgragref="Citizenship (value from ref.4)"

spd="Presence of the business entity’s registration (code from ref.5)"

spdref="Presence of the business entity’s registration (value from ref.5)"

sstate="Social status (code from ref.6)"

sstateref="Social status (value from ref.6)"

cchild="Number of children">

<!--This part can and must contain 1..* items-->

</ident>

<!-- History of the Information about Employer part -->

<work wdonor="Source of information (code from ref. 54)"

vdate="Date of the information from this part"

lng="Part presentation language (code from ref.23)"

lngref="Part presentation language (value from ref.23)"

cdolgn="Official position (code from ref.8)"

cdolgnref="Official position (value from ref.8)"

wokpo="EDRPOU of the employer"

wname="Name of the employer in the base language"

wstag="Length of service, years completed"

wdohod="Client’s monthly income">

<!--This part can contain 0..*-->

</work>

<!-- History of the Information about Documents part -->

<doc ddonor="Source of information (code from ref. 54)"

vdate="Date of the information from this part"

lng="Part presentation language (code from ref.23)"

lngref="Part presentation language (value from ref.23)"

dtype="Document type (code from ref.7)"

dtyperef="Document type (value from ref.7)"

dser="Document series"

dnom="Document number"

dterm="Expiration date"

dwho="Document issuer"

dwdt="Document issue date"

eddr_number="Unique record number in the Unified State Demographic Register">

<!--This part must contain 1..* units and at least one document-->

</doc>

<!-- History of the Information about Addresses part -->

<addr addonor="Source of information (code from ref. 54)"

vdate="Date of the information from this part"

lng="Part presentation language (code from ref.23)"

lngref="Part presentation language (value from ref.23)"

adtype="Address type (code from ref.9)"

adtyperef="Address type (value from ref.9)"

adcountry="Country (two-character code from ISO 3166 reference book)"

adindex="Postal code"

adstate="Region"

adarea="District"

adcity="Locality"

adcitytype="Locality type (code from ref.22)"

adcitytyperef="Locality type (value from ref.22)"

adstreet="Street"

adhome="House"

adcorp="Block"

adflat="Flat"

addrdirt="Address in one row (will not be used in subsequent API versions, the field is deemed invalid starting from 13.11.2019)">

<!--This part must contain 1..* units and at least one address-->

</addr>

</cki>

<!-- Block for converting documents for validity -->

<identdocmvds>

<identdocmvd found="Found? (Code from ref.27)"

foundref="Found? (Value from ref.27)"

foundtitle="Search result description"

pser="Series of the required passport"

pnom="Number of required passport or ID-card number"

dtype="Document type (Code from ref.7)"

dtyperef="Document type (Meaning from ref.7)">

<foundsource name="Data source for verification (Code from ref.63)"

found="0/1 - digital indication of the presence of an invalid passport (Code from ref.27)"

foundref="Text indication of the presence of an invalid passport (Value from ref.27)"

sourcedate="The date of updating the information in the database or receiving a response from the API of the original source" />

<!--This part must contain 1..* units and at least one document -->

</identdocmvd>

</identdocmvds>

</comp>

<!-- Phone identification block and photo -->

<comp id="12" descr="Components name">

<fotoident match="Phone and photo verification result (ref.56)"

matchref="Phone and photo verification result in text format (ref.56)"

verifclient="The sign of the photo match (Code from ref.47)"

fotovc=" base64(Photo) sample photo "

fotoextvc="Extension to the photo of the sample photo"

commentvc="Comment on the results of comparison with the sample photo"

confidencevc="A measure of the similarity of individuals in the customers’ photos"

datefotovc="Date of a sample photo" />

</comp>

<!-- Alert -->

<comp id="18" descr="Components name">

<pret nonewdeal="Sign of reluctance to draw up new loan products, connection status of the FREEZE option: 0 - not enabled, 1 - enabled"

nonewdealref="The value of the sign of unwillingness to draw up new credit products, the connection status of the FREEZE option is 0-no (the option is not connected), 1-yes (the option is connected)"

freezedate="FREEZE option connection date"

nonewdealcomment="Comment"

inn="INN (for natural persons)/OKPO (for legal entities)">

<pretension inn="INN (for natural persons)/OKPO (for legal entities)"

crdeal="Transaction identifier (reference)"

source="Disputing type (Code from ref.48)"

sourceref="Disputing type (Value from ref.48)"

claim="Subject of dispute (Code from ref. 69)"

                         claimref="Subject of dispute (Value from ref. 69)"

vdate="Date of the request creation" />

<commentcki comment="Commentary of the subject of credit history"

vdate="Date of a comment creation" />

<plost pser="Passport series claimed by the client as lost (theft)"

pnom="Passport number declared by the client as lost (theft)"

crdate="ДDate of creation of an application for the loss/theft of a client's passport in UBCH"

ldate="The date of loss / theft of the client's passport indicated in the application in UBCH" />

<changedeal crdeal="Transaction identifier (reference)"

changecode="Code for the reason of correction/deletion of data (Code from ref.62)"

changeref="Text of the reason for correcting/deleting data (Value from ref.62)"

vdate="Date of data correction/deletion" />

</pret>

<fcert inn="TIN"

cert="Availability of a certificate from the UBCH (code from ref. 56) - 0 - no (no registered certificate), 1 - yes (registered certificate) "

certref="Availability of a certificate from the UBCH (value from ref. 56)"

certid="Certificate number"

certurl="Link to the certificate" />

<maybegone inn="TIN"

vdate="Application creation date"

dldonor="Information provider (code from ref. 54)"/>

</comp>

<!-- Confirmation of the credit history subject’s contacts part -->

<comp id="46" descr="Names of components">

<contact cval="Contact value"

ctype="Contact type (code from ref.10)"

ctyperef="Contact type in text format (ref.10)"

cstate="Contact’s status (code from ref.57)"

cstateref="Contact’s status (text value from ref.57)"

vdatestart="First actualization date"

vdate="Last actualization date" />

<!--This part can contain 0..* items -->

</comp>

</ubkidata>

...

Response JSON

Code Block
{
	"ubkidata": {
		"tech": {
			"trace": {
				"step": {
					"name": "build report",
					"stm": "2022-08-24 14:30:59.227",
					"ftm": "2022-08-24 14:30:59.593"
				}
			},
			"reqinfo": {
				"reqid": "req2#000002459044"
			}
		},
		"comp": [
			{
				"cki": {
					"ident": [
						{
							"cchild": "",
							"sstateref": "",
							"sstate": "",
							"spdref": "natural person",
							"spd": "1",
							"cgragref": "Ukraine",
							"cgrag": "804",
							"ceducref": "",
							"ceduc": "",
							"familyref": "",
							"family": "",
							"csexref": "woman",
							"csex": "2",
							"bdate": "1985-10-05",
							"mname": "ВАСИЛІВНА",
							"fname": "ІРІНА",
							"lname": "ГАРНА",
							"inn": "3278508288",
							"lngref": "Украинский",
							"lng": "1",
							"vdate": "2015-02-25",
							"donor": "BNK"
						},
						{
							"cchild": "",
							"sstateref": "",
							"sstate": "",
							"spdref": "natural person",
							"spd": "1",
							"cgragref": "",
							"cgrag": "802804",
							"ceducref": "",
							"ceduc": "",
							"familyref": "",
							"family": "",
							"csexref": "woman",
							"csex": "2",
							"bdate": "1985-10-05",
							"mname": "ВАСИЛІВНА",
							"fname": "ІРИНА",
							"lname": "ГАРНА",
							"inn": "3278508288",
							"lngref": "Ukrainian",
							"lng": "1",
							"vdate": "2006-04-04",
							"donor": "BNK"
						}
					],
					"work": {
						"wdohod": "",
						"wstag": "",
						"wname": "",
						"wokpo": "",
						"cdolgnref": "",
						"cdolgn": "",
						"lngref": "",
						"lng": "",
						"vdate": ""
					},
					"doc": {
						"dwdt": "2002-08-01",
						"dwho": "ІВАНГОРОДСЬКИМ",
						"dterm": "",
						"dnom": "578072",
						"dser": "АМ",
						"dtyperef": "Ukrainian citizen passport",
						"dtype": "1",
						"lngref": "Ukrainian",
						"lng": "1",
						"vdate": "2019-09-10",
						"eddr_number": "19891005-00022",
						"ddonor": "BNK"
					},
					"addr": {
						"adflat": "",
						"adcorp": "",
						"adhome": "7",
						"adstreet": "ТИХА",
						"adcitytyperef": "",
						"adcitytype": "",
						"adcity": "JВDКВJ",
						"adarea": "ІВАНГОРОДСКИЙ",
						"adstate": "ДНЕПРОПЕТРОВСКАЯ",
						"adindex": "23201",
						"adcountry": "UA",
						"adtyperef": "Address of registration",
						"adtype": "2",
						"lngref": "Ukrainian",
						"lng": "1",
						"vdate": "2018-01-25",
						"addonor": "BNK"
					},
					"bdate": "1989-10-05",
					"reqlngref": "Ukrainian",
					"reqlng": "1",
					"mname": "ВАСИЛІВНА",
					"fname": "ІРІНА",
					"lname": "ГАРНА",
					"inn": "3278508288"
				},
				"identdocmvds": {
					"identdocmvd": {
						"foundsource": [
							{
								"name": "MVS",
								"found": "1",
								"foundref": "Found",
								"sourcedate": "2022-08-24"
							},
							{
								"name": "DMS",
								"found": "0",
								"foundref": "Not found",
								"sourcedate": "2022-08-24"
							},
							{
								"name": "UBKI",
								"found": "0",
								"foundref": "Not found",
								"sourcedate": "2022-08-24"
							}
						],
						"found": "1",
						"foundref": "Found",
						"foundtitle": "Passport АМ-578072 is found in the list of invalid passports",
						"pser": "АМ",
						"pnom": "578072",
						"dtype": "1",
						"dtyperef": "Ukrainian citizen passport"
					}
				},
				"id": "1",
				"descr": "Identification of the Credit History Subject (CHS)"
			},
			{
				"fotoident": {
					"match": "1",
					"matchref": "Yes",
					"verifclient": "2",
					"fotovc": " /9j/4A//2Q==",
					"fotoextvc": "jpg",
					"commentvc": "face found",
					"confidencevc": "0.95986"
				},
				"id": "12",
				"descr": "Identification by photo and phone"
			},
			{
				"pret": {
					"inn": "3278508288",
					"nonewdeal": "0",
					"nonewdealref": "No",
					"nonewdealcomment": "",
					"freezedate":""
				},
				"fcert": {
					"inn": "3278508288",
					"cert": "0",
					"certref": "No",
					"certid": "",
					"certurl": ""
				},
				"maybegone": {
					"inn": "3278508288",
					"vdate": "2022-12-01",
					"dldonor": "BNK"
				},
				"id": "18",
				"descr": "Alert"
			},
			{
				"contact": [
					{
						"cval": "+380662134234",
						"ctype": "3",
						"ctyperef": "mobile phone",
						"cstate": "1",
						"cstateref": "Actualization",
						"vdatestart": "2020-09-03",
						"vdate": "2020-09-08"
					},
					{
						"cval": "+380111111111",
						"ctype": "3",
						"ctyperef": "mobile phone",
						"cstate": "2",
						"cstateref": "Deactualization",
						"vdatestart": "2020-06-12",
						"vdate": "2020-08-30"
					}
				],
				"id": "46",
				"descr": "Сontacts confirmation of the subject of the credit history"
			}
		]
	}
}

...

Response XML

Code Block
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<ubkidata>
  <tech>
    <trace>
      <step name="build report" stm="2022-08-24 14:30:59.227" ftm="2022-08-24 14:30:59.593" />
    </trace>
    <reqinfo reqid="req2#000002459044" />
  </tech>
  <comp id="1" descr="Identification of the Credit History Subject (CHS)">
    <cki bdate="1989-10-05" reqlngref="Ukrainian" reqlng="1" mname="ВАСИЛІВНА" fname="ІРІНА" lname="ГАРНА" inn="3278508288">
      <ident cchild="" sstateref="" sstate="" spdref="natural person" spd="1" cgragref="Ukraine" cgrag="804" ceducref="" ceduc="" familyref="" family="" csexref="woman" csex="2" bdate="1985-10-05" mname="ВАСИЛІВНА" fname="ІРІНА" lname="ГАРНА" inn="3278508288" lngref="Украинский" lng="1" vdate="2015-02-25" donor="BNK" />
      <ident cchild="" sstateref="" sstate="" spdref="natural person" spd="1" cgragref="" cgrag="802804" ceducref="" ceduc="" familyref="" family="" csexref="woman" csex="2" bdate="1985-10-05" mname="ВАСИЛІВНА" fname="ІРИНА" lname="ГАРНА" inn="3278508288" lngref="Ukrainian" lng="1" vdate="2006-04-04" donor="BNK" />
      <work wdohod="" wstag="" wname="" wokpo="" cdolgnref="" cdolgn="" lngref="" lng="" vdate="" />
      <doc dwdt="2002-08-01" dwho="ІВАНГОРОДСЬКИМ" dterm="" dnom="578072" dser="АМ" dtyperef="Ukrainian citizen passport" dtype="1" lngref="Ukrainian" lng="1" vdate="2019-09-10" eddr_number="19891005-00022" ddonor="BNK" />
      <addr adflat="" adcorp="" adhome="7" adstreet="ТИХА" adcitytyperef="" adcitytype="" adcity="JВDКВJ" adarea="ІВАНГОРОДСКИЙ" adstate="ДНЕПРОПЕТРОВСКАЯ" adindex="23201" adcountry="UA" adtyperef="Address of registration" adtype="2" lngref="Ukrainian" lng="1" vdate="2018-01-25" addonor="BNK" />
    </cki>
    <identdocmvds>
            <identdocmvd found="1" foundref="Found" foundtitle="Passport АМ-578072 is found in the list of invalid passports" pser="АМ" pnom="578072" dtype="1" dtyperef="Ukrainian citizen passport">
                <foundsource name="MVS" found="1" foundref="Found" sourcedate="2022-08-24"/>
                <foundsource name="DMS" found="0" foundref="Not found" sourcedate="2022-08-24"/>
                <foundsource name="UBKI" found="0" foundref="Not found" sourcedate="2022-08-24"/>
            </identdocmvd>
    </identdocmvds>
  </comp>
  <comp id="12" descr="Identification by photo and phone">
    <fotoident match="1" matchref="Yes" verifclient="2" fotovc=" /9j/4A//2Q==" fotoextvc="jpg" commentvc="face found" confidencevc="0.95986" />
  </comp>
  <comp id="18" descr="Alert">
    <pret inn="3278508288" nonewdeal="0" nonewdealref="No" nonewdealcomment="" freezedate="" />
    <fcert inn="3278508288" cert="0" certref="No" certid="" certurl="" />
    <maybegone inn="3278508288" vdate="2022-12-01" dldonor="BNK" />
  </comp>
  <comp id="46" descr="Сontacts confirmation of the subject of the credit history">
    <contact cval="+380662134234" ctype="3" ctyperef="mobile phone" cstate="1" cstateref="Actualization" vdatestart="2020-09-03" vdate="2020-09-08" />
    <contact cval="+380111111111" ctype="3" ctyperef="mobile phone" cstate="2" cstateref="Deactualization" vdatestart="2020-06-12" vdate="2020-08-30" />
  </comp>
</ubkidata>

...