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Maximum size of a request with an encoded photo is 2 Mb

2. File extension - jpeg/jpg

3. XML request - photo base64

4. The higher quality of a face image means the better recognition accuracy: frontal, transparent and face size - 200x200 pixels (100 pixels between the eyes) or more.

5. The face area in the photo has to compose a maximum possible share of the entire image;

6. The photo must be clear, not fuzzy;

7. The color and brightness of the background have to provide a reliable definition of a head contour.

8. Location and lighting:

- The head location - without turning, straight, and the sight has to be directed strictly at the camera. The head bends or turnings in any direction or face focus changing will lead to deformation of the comparison results;

- There has to be no shadows from the head against the background, there has to be no shadows on the face or any objects;

- It isn’t recommended the close eyes on images of face; hair that covers the eyes and face;

- It isn’t recommended any light reflections and shadows at the images of faces;

- It isn’t recommended a photo with background: street, car, fences, trees, etc.

9. Glasses and headwears:

- It isn’t recommended on the images the availability of clothing elements, that cover (partially or completely) a face, i.e. hats, shawls, etc.; the thick frames of glasses, which deform the facial features;

- It is not recommended the reflections of flashes or highlightings reflected in the glasses of lenses or glasses.

10. Expression and frame:

- It is not recommended the availability of other person behind the face image;

- The look at the camera should be with a neutral facial expression and with closed mouth.

"doc": {

"ubki": {

"req_envelope": {

"req_xml": {

"request": {

"i": {

"ident": {

"okpo": "Tax/Taxpayer Identification Number (INN-RNUKPN, for individuals)",

"lname": "**Last name",

"fname": "**First name",

"mname": "**Middle name",

"bdate": "**Date of birth"

},

"fotoverif": {

"freqtype": "Request Type",

"inn": "INN- RNUKPN",

"facelogic": "Type of algorithm for a person search",

"foto

": "base64(Photo)",

"fotoext

": "Extension to the photo of the incoming request (jpeg)",

"phone

": "Phone for comparison"

},

"reqlng": "Search criteria language (Code from ref.23)"

},

"version": "1.0",

"reqtype": "Template code (Code from ref.49): Report 'Photo Verification' - 17",

"reqreason": "Purpose of the request (Code from ref.24)"

},

"descr": "Request object"

},

"descr": "Request envelope"

},

"sessid": "Session key (we receive it from the API authorization)"

}

}

}

"ubkidata": {

"tech": {

"trace": {

"step": {

"name": "Step name",

"stm": "Date - stamp of the starting step",

"ftm

": "Date - stamp of the ending step"

}

},

"error": {

"errtype": "Error code (

code from

ref.0)",

"errtext

": "Error text (

value from

ref.0)"

},

"reqinfo": {

"reqid": "Outstanding ID request, generated by the Ukrainian Bureau of Credit History"

},

"billing": {

"balance": {

"value": "Balance amount",

"date

": "Date",

"time

": "Time"

},

"billdetails": {

"freemon": "Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), code (0 - No, 1 - Yes)",

"freemonref": "Sign of free of charge according to the request type "Monitoring the client of the organization" (reqreason=1), value (0 - No, 1 - Yes)"

}

}

},

"comp": [

{

"fotoverif": {

"freqtype": "Request type (1 – in the in-house photo-database, 2 – in photo-databases of other banks, 3 – comparison of two persons on the photo (for example, face in the passport and face of the person holding it), 4 – reserved, 5 – in the photo-database of compromised persons, 6 – comparison with the photo from the document)",

"bdfd": "A checking sign by compromised persons’ photo database (Code from ref.47)",

"fotofd": "base64(Photo) photo of a compromised person",

"fotoextfd": "Expansion to the photo of a compromised person",

"commentfd": "Commentary on the results of comparison",

"verifclient": "The sign of the photo match (Code from ref.47)",

"fotovc": "base64(Photo) sample photo",

"fotoextvc": "Extension to the photo of the sample photo",

"commentvc": "Comment on the results of comparison with the sample photo",

"confidencefd": "A measure of similarity of persons when compared with a photo of a compromised person",

"confidencevc": "A measure of the similarity of individuals in the customers’ photos",

"datefotovc": "Date of a sample photo",

"phonematch": "Result of phones checking",

"phonematchref": "Result of phones checking in text form"

},

"gray": {

"inn": "TIN, according to which the query register worked",

"foto": "base64 (Photo) photographing faces from the registry of requests",

"fotoext": "Extension to the photo of a person from the registry of requests",

"datefoto": "Date photos from the registry of requests",

"confidence": "A measure of the similarity of individuals when compared with a photo from the

registry of

requests",

"algsearch": "Search type (1 - for a given TIN, 2 - for a given photo)",

"algsearchdescr": "Type of search in text form"

},

"resultsearch": {

"state": "Status of the natural person",

"category": "Classification of the status of the physical person in text form",

"lnameua": "Last Name in Ukrainian",

"fnameua": "Name in Ukrainian",

"mnameua": "Patronymic in Ukrainian",

"lnameru": "Last Name in Russian",

"fnameru": "Name in Russian",

"mnameru": "Patronymic in Russian",

"bdate": "Date of birth",

"lostdate": "date of disappearance",

"lostplace": "Place of Extinction",

"restraint": "preventive measure",

"contact": "Contacts to inform",

"confidence": "A measure of the similarity of individuals when compared with a photo from the base of the missing person",

"foto": "base64 (Photo) photographing faces from the base of missing persons",

"fotoext": "Extension to a photo of a person from the base of missing persons"

},

"id": "16",

"descr": "Components name"

},

{

"pret": {

"pretension": {

"inn": "INN (for natural persons)/OKPO (for legal entities)",

"crdeal": "Transaction identifier (reference)",

"source": "Disputing type (Code from ref.48)",

"sourceref": "Disputing type (Value from ref.48)",

"claim" : "Subject of dispute (Code from ref. 69)",

                         "claimref": "Subject of dispute (Value from ref. 69)",

"vdate": "Date of the request creation"

},

"commentcki": {

"comment": "Commentary of the subject of credit history",

"vdate": "Date of a comment creation"

},

"plost": {

"pser": "Passport series claimed by the client as lost (theft)",

"pnom": "Passport number declared by the client as lost (theft)",

"crdate": "ДDate of creation of an application for the loss/theft of a client's passport in UBCH",

"ldate": "The date of loss / theft of the client's passport indicated in the application in UBCH"

},

"changedeal": {

"crdeal": "Transaction identifier (reference)",

"changecode": "Code for the reason of correction/deletion of data (Code from ref.62)",

"changeref": "Text of the reason for correcting/deleting data (Value from ref.62)",

"vdate": "Date of data correction/deletion"

},

"freezedate": "FREEZE option connection date",

"nonewdealcomment": "Comment",

"nonewdeal": "Sign of reluctance to draw up new loan products, connection status of the FREEZE option: 0 - not enabled, 1 - enabled",

"nonewdealref": "The value of the sign of unwillingness to draw up new credit products, the connection status of the FREEZE option is 0-no (the option is not connected), 1-yes (the option is connected)",

"inn": "INN (for natural persons)/OKPO (for legal entities)"

},

"fcert": {

"inn": "TIN",

"cert": "Availability of a certificate from the UBCH (code from ref. 56) - 0 - no (no registered certificate), 1 - yes (registered certificate) ",

"certref": "Availability of a certificate from the UBCH (value from ref. 56)",

"certid": "Certificate number",

"certurl": "Link to the certificate"

},

"maybegone": {

"inn": "TIN",

"vdate": "Application creation date",

"dldonor": "Information provider (code from ref. 54)"

},

"id": "18",

"descr": "Components name"

},

{

"person": {

"bdate": "Date of birth",

"lngref": "Search/transfer language (ref. 23)",

"lng": "Part presentation language, value (ref. 23)",

"mname": "Middle name",

"fname": "First name",

"lname": "Last name",

"inn ": "TIN of the credit history subject",

},

"id": "72",

"descr": "Search by full name + inn if more than 1 person is found (The presence of the component is determined by searching for more than 1 person in the case of searching by full name + inn)"

}

]

}

}

 photo" confidencevc="0.90923" phonematch="2" phonematchref="there is a phone match" />
  </comp>
  <comp id="18" descr="Alert">
    <pret inn="3278508288" nonewdeal="0" nonewdealref="No" nonewdealcomment="" freezedate="" />
    <fcert inn="3278508288" cert="0" certref="No" certid="" certurl="" />
    

<maybegone inn="3278508288" 

vdate="

2022-12-01" 

dldonor="BNK" />
  </comp>
</ubkidata>