{"type":"doc","content":[{"type":"rule"},{"type":"heading","attrs":{"level":2},"content":[{"text":"Verification of identity based on a photo.","type":"text"}]},{"type":"rule"},{"type":"heading","attrs":{"level":2},"content":[{"text":"The service allows you to analyze the customer’s photos in the credit requests:","type":"text"}]},{"type":"bulletList","content":[{"type":"listItem","content":[{"type":"paragraph","content":[{"text":"Customer verification (identity authentication),","type":"text"}]}]},{"type":"listItem","content":[{"type":"paragraph","content":[{"text":"Fraud prevention,","type":"text"}]}]},{"type":"listItem","content":[{"type":"paragraph","content":[{"text":"Identification of the ","type":"text"},{"text":"facts of identity theft","type":"text","marks":[{"type":"strong"}]},{"text":" - a crime, in which a person's personal data are used to obtain illegally the material benefits (special cases: forgery and forgery of documents, in the simplest case – photo reglueing in the passport).","type":"text"}]}]}]},{"type":"paragraph","content":[{"text":"At the heart of the photo verification of the Ukrainian Bureau of Credit History is Microsoft Face API.","type":"text"}]},{"type":"rule"},{"type":"panel","attrs":{"panelType":"info"},"content":[{"type":"heading","attrs":{"level":3},"content":[{"text":"The report contains the following components:","type":"text"}]},{"type":"bulletList","content":[{"type":"listItem","content":[{"type":"paragraph","content":[{"text":"18 - Alert","type":"text","marks":[{"type":"underline"},{"type":"strong"},{"type":"link","attrs":{"href":"https://wiki-ubki.atlassian.net/wiki/spaces/Specification/pages/117572236"}}]}]}]},{"type":"listItem","content":[{"type":"paragraph","content":[{"text":"65 – Photo verification LIGHT","type":"text","marks":[{"type":"underline"},{"type":"strong"},{"type":"link","attrs":{"href":"https://wiki-ubki.atlassian.net/wiki/spaces/Specification/pages/117572847"}}]}]}]},{"type":"listItem","content":[{"type":"paragraph","content":[{"text":"72 - Search by full name + inn if more than 1 person is found","type":"text","marks":[{"type":"underline"},{"type":"strong"},{"type":"link","attrs":{"href":"https://wiki-ubki.atlassian.net/wiki/spaces/Specification/pages/301662222"}}]}]}]}]}]},{"type":"table","attrs":{"layout":"wide","width":1800.0,"localId":"74cc5e47-f2af-4a7f-9a5e-fec0d4cd0d52"},"content":[{"type":"tableRow","content":[{"type":"tableCell","attrs":{"colspan":1,"rowspan":1,"colwidth":[960.0]},"content":[{"type":"heading","attrs":{"level":3},"content":[{"text":"Requirements to the photo","type":"text"}]},{"type":"nestedExpand","attrs":{"title":"More details"},"content":[{"type":"paragraph","content":[{"text":"1. File size (recommended) - 2Mb","type":"text"}]},{"type":"paragraph","content":[{"text":"2. File extension - jpeg/jpg","type":"text"}]},{"type":"paragraph","content":[{"text":"3. XML request - photo base64","type":"text"}]},{"type":"paragraph","content":[{"text":"4. The higher quality of a face image means the better recognition accuracy: frontal, transparent and face size - 200x200 pixels (100 pixels between the eyes) or more.","type":"text"}]},{"type":"paragraph","content":[{"text":"5. The face area in the photo has to compose a maximum possible share of the entire image;","type":"text"}]},{"type":"paragraph","content":[{"text":"6. The photo must be clear, not fuzzy;","type":"text"}]},{"type":"paragraph","content":[{"text":"7. The color and brightness of the background have to provide a reliable definition of a head contour.","type":"text"}]},{"type":"paragraph","content":[{"text":"8. Location and lighting:","type":"text"}]},{"type":"paragraph","content":[{"text":" - The head location - without turning, straight, and the sight has to be directed strictly at the camera. The head bends or turnings in any direction or face focus changing will lead to deformation of the comparison results;","type":"text"}]},{"type":"paragraph","content":[{"text":" - There has to be no shadows from the head against the background, there has to be no shadows on the face or any objects;","type":"text"}]},{"type":"paragraph","content":[{"text":" - It isn’t recommended the close eyes on images of face; hair that covers the eyes and face;","type":"text"}]},{"type":"paragraph","content":[{"text":" - It isn’t recommended any light reflections and shadows at the images of faces;","type":"text"}]},{"type":"paragraph","content":[{"text":" - It isn’t recommended a photo with background: street, car, fences, trees, etc.","type":"text"}]},{"type":"paragraph","content":[{"text":"9. 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