07 - Звіт «Transaction Underwriting Score»
07 - Звіт «Transaction Underwriting Score»
- Оксана Нечепоренко
Owned by Оксана Нечепоренко
Last updated: Aug 27, 2024
(Тимчасово не надається)
Оцінка кредитного ризику з використанням скоринг-моделі Visa.
Звіт містить такі компоненти:
Http Method | POST |
|---|---|
Request URL | https://secure.ubki.ua/b2_api_xml/ubki/xml |
Request JSON |
Request XML |
Response XML |
Приклад |
|---|
Request JSON | {
"doc": {
"ubki": {
"req_envelope": {
"req_xml": {
"request": {
"i": {
"ident": {
"okpo": "2111118724"
},
"additionaldata": {
"pan": "PAN_01"
},
"reqlng": "1"
},
"version": "1.0",
"reqtype": "07",
"reqsubtype": "(1, 2 або не заповнений)",
"reqreason": "2"
}
}
},
"sessid": "F55A3F9B47894C8B86724C290AEC178A"
}
}
} |
Request XML | <?xml version="1.0" encoding="UTF-8"?>
<doc>
<ubki sessid="F55A3F9B47894C8B86724C290AEC178A">
<req_envelope>
<req_xml>
<request version="1.0" reqtype="07" reqsubtype="(1, 2 або не заповнений)" reqreason="2">
<i reqlng="1">
<ident okpo="2111118724" />
<additionaldata pan="PAN_01" />
</i>
</request>
</req_xml>
</req_envelope>
</ubki>
</doc> |
Приклад отримання скорингу та атрибутів (reqsubtype="1") |
|---|
Response XML
| <?xml version="1.0" encoding="UTF-8"?>
<ubkidata>
<tech>
<trace>
<step name="build report" stm="2022-01-09 18:52:43.675" ftm="2022-01-09 18:52:43.752" />
</trace>
<reqinfo reqid="req2#000002007718" />
</tech>
<comp id="7" descr="Скоринг карти VISA">
<scorevisa pan="pan" score="0.1" recordeddate="202201" cardtype="CREDIT" countrycode="804" modelversion="2.0" />
</comp>
<comp id="61" descr="Атрибути VISA">
<visaCardholderSpendProfile>
<spendSummary spendVolume="18139.5" numberOfTransactions="80255" timePeriod="3M" />
<spendSummary spendVolume="56321.85" numberOfTransactions="10182" timePeriod="12M" />
<cardEngagement monthOnBook="15" activeMonths="3" lastTransactionDate="2021-09-10" />
<spendType categoryType="CNP" spendVolume="2821.85" timePeriod="12M" />
<spendType categoryType="ATM" spendVolume="3919.8" timePeriod="12M" />
<spendType categoryType="CASH_OR_XBORDER" spendVolume="5605.65" timePeriod="12M" />
<authorizationDeclines categoryType="TOTAL" numberOfDeclines="473" timePeriod="3M" />
<authorizationDeclines categoryType="INSUFFICIENT_FUNDS" numberOfDeclines="1" timePeriod="3M" />
<categorySpend categoryType="FOOD_AND_GROCERY" spendVolume="1079.93" numberOfTransactions="10170" timePeriod="12M" />
<categorySpend categoryType="FUEL" spendVolume="247.96" numberOfTransactions="21791" timePeriod="12M" />
<categorySpend categoryType="HEALTH_CARE" spendVolume="1266.0" numberOfTransactions="13854" timePeriod="12M" />
<categorySpend categoryType="TRAVEL" spendVolume="34218.75" numberOfTransactions="58888" timePeriod="12M" />
<categorySpend categoryType="TELECOM_UTILITIES_INSURANCE" spendVolume="25508.0" numberOfTransactions="25701" timePeriod="12M" />
<categorySpend categoryType="RESTAURANTS_QSR" spendVolume="704.7" numberOfTransactions="11615" timePeriod="12M" />
</visaCardholderSpendProfile>
</comp>
</ubkidata> |
Приклад отримання атрибутів (reqsubtype="2") |
|---|
Response XML
| <?xml version="1.0" encoding="UTF-8"?>
<ubkidata>
<tech>
<trace>
<step name="build report" stm="2022-01-09 18:52:07.765" ftm="2022-01-09 18:52:07.836" />
</trace>
<reqinfo reqid="req2#000002007713" />
</tech>
<comp id="61" descr="Атрибути VISA">
<visaCardholderSpendProfile>
<spendSummary spendVolume="18139.5" numberOfTransactions="80255" timePeriod="3M" />
<spendSummary spendVolume="56321.85" numberOfTransactions="10182" timePeriod="12M" />
<cardEngagement monthOnBook="15" activeMonths="3" lastTransactionDate="2021-09-10" />
<spendType categoryType="CNP" spendVolume="2821.85" timePeriod="12M" />
<spendType categoryType="ATM" spendVolume="3919.8" timePeriod="12M" />
<spendType categoryType="CASH_OR_XBORDER" spendVolume="5605.65" timePeriod="12M" />
<authorizationDeclines categoryType="TOTAL" numberOfDeclines="473" timePeriod="3M" />
<authorizationDeclines categoryType="INSUFFICIENT_FUNDS" numberOfDeclines="1" timePeriod="3M" />
<categorySpend categoryType="FOOD_AND_GROCERY" spendVolume="1079.93" numberOfTransactions="10170" timePeriod="12M" />
<categorySpend categoryType="FUEL" spendVolume="247.96" numberOfTransactions="21791" timePeriod="12M" />
<categorySpend categoryType="HEALTH_CARE" spendVolume="1266.0" numberOfTransactions="13854" timePeriod="12M" />
<categorySpend categoryType="TRAVEL" spendVolume="34218.75" numberOfTransactions="58888" timePeriod="12M" />
<categorySpend categoryType="TELECOM_UTILITIES_INSURANCE" spendVolume="25508.0" numberOfTransactions="25701" timePeriod="12M" />
<categorySpend categoryType="RESTAURANTS_QSR" spendVolume="704.7" numberOfTransactions="11615" timePeriod="12M" />
</visaCardholderSpendProfile>
</comp>
</ubkidata> |
Приклад отримання скорингу (reqsubtype="") |
|---|
Response XML
| <?xml version="1.0" encoding="UTF-8"?>
<ubkidata>
<tech>
<trace>
<step name="build report" stm="2022-01-09 18:51:18.003" ftm="2022-01-09 18:51:18.08" />
</trace>
<reqinfo reqid="req2#000002007707" />
</tech>
<comp id="7" descr="Скоринг карти VISA">
<scorevisa pan="pan" score="0.1" recordeddate="202201" cardtype="CREDIT" countrycode="804" modelversion="2.0" />
</comp>
</ubkidata> |
XSD Schema request | |
|---|---|
XSD Schema response | https://secure.ubki.ua/b2/js/xsd/response07.xsd |
Test URL | |
|---|---|
Test data |
|
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