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<urating> UBCH credit score | ||
|---|---|---|
<urating> (1) | ||
inn | Subject’s TIN | [N,10] 10 numeric characters |
lname | Subject’s last name | [TEXT,40] variable length text format, up to 40 characters |
fname | Subject’s name | [TEXT,40] variable length text format, up to 40 characters |
mname | Subject’s middle name | [TEXT,40] variable length text format, up to 40 characters |
bdate | Date of birth | [YYYY-MM-DD], YYYY – year (1920–2099), MM – month (01–12), DD – day (01–31) |
score | Credit score (0-700, NA) | [TEXT,3] variable length text format, up to 3 characters |
scorelast | Previous credit score Credit score (0-700, NA) | [TEXT,3] variable length text format, up to 3 characters |
scoredate | Score calculation date | [YYYY-MM-DD], YYYY – year (1920–2099), MM – month (01–12), DD – day (01–31) |
scorelevel | Credit score level (0-5) - 0 - default (the presence in the credit history of current overdue debt of 90+ days), 1 - very low, 2 - low, 3 - medium, 4 - high, 5 - very high. | [TEXT,2] variable length text format, up to 2 characters |
score3 | Credit rating of the previous version. Used at the time of issuing a new rating model until partners switch to using the new one (0-700, NA) | [TEXT,3] variable length text format, up to 3 characters |
<dinfo> (1) | ||
all | Number, total credit transactions | [N,10] 10 numeric characters |
open | Number, open credit transactions | [N,10] 10 numeric characters |
opentext | Text, banks with open credit transactions | [TEXT,250] variable length text format, up to 250 characters |
close | Number, closed credit transactions | [N,10] 10 numeric characters |
expyear | Text, arrears present in the last year | [TEXT,250] variable length text format, up to 250 characters |
maxnowexp | Maximum current arrears | [TEXT,250] variable length text format, up to 250 characters |
datelastupdate | Credit transactions data update date | [YYYY-MM-DD], YYYY – year (1920–2099), MM – month (01–12), DD – day (01–31) |
expall | The number of credit agreements with payment delays | [N,10] 10 numeric characters |
expnow | The number of credit agreements with current overdue | [N,10] 10 numeric characters |
reqs12m | The number of requests for credit over the past 12 months | [N,10] 10 numeric characters |
smexpnow | The amount of current overdue debt | [TEXT,250] variable length text format, up to 250 characters |
smalldebt | The amount of total current debt | [TEXT,250] variable length text format, up to 250 characters |
vpall | Number of executive proceedings | [N,10] 10 numeric characters |
vpopen | The number of open executive proceedings | [N,10] 10 numeric characters |
<comments> (1) | ||
count | Number, qty of comments within this tag | [N,10] 10 numeric characters |
<comment> (1..*) | ||
id | Number, comment entry ID | [N,10] 10 numeric characters |
text | Text, textual description of score | [TEXT,280] variable length text format, up to 250 characters |
<pfactors> (1) | ||
count | Number, qty of positive facts within this tag | [N,10] 10 numeric characters |
<comment> (1..*) | ||
text | Textual description of n factor | [TEXT,280] variable length text format, up to 250 characters |
<nfactors> (1) | ||
count | Number, qty of negative facts within this tag | [N,10] 10 numeric characters |
<comment> (1..*) | ||
text | Textual description of factor n | [TEXT,280] variable length text format, up to 250 characters |
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